Pay bills directly

Paying your bills on time can be tough, but it shouldn't be. Get help from your friends and family and never fall behind with payments. Scan the QR code below to download the Zirtue app and get your bill paid.

Don’t let your bills get on top of you.

With Zirtue, your relationship is your credit. Avoid predatory lenders with high-interest rates and get your bill paid safely and directly.

Manage money together, hassle-free.

Get the flexibility you need. You and your family or trusted relationship set up and agree to the terms that work for you — not against you.

Keep money in the community.

No banks, loan sharks, or predatory lenders when you borrow. Relationship-based loans are only between you and members of your community.

Take control of your bills right now.

Simply upload or connect your bill and request for a family member or friend to pay it in the form of a loan. They pay forward, you pay it back later.

Credit card mockups

Send a request

Send a request to your family members or trusted friends using a phone number, in just a few taps.

Get your bill paid

Once your loan is accepted, funds will be directly send to your bill. You'll receive a notification of the payment status.

Repay later

Automatic repayments help you stay on track with your loans, so you can focus on what's important to you.

Zirtue stories from real people

"I needed a loan to pay my bill and my friend was there to the rescue. Was easy to register, sent the link to my friend, bill paid and set up the payment arrangements with no problems. Lifesaver!"
"This is my second time borrowing through Zirtue, and with good reason. It allows borrowers like me to be transparent with the need with actual people, and not some lender-bot AI."
"I was able to send a loan request to a family friend and she was able to download it with ease. Funds were sent and my bill was paid! Definitely looking forward to using it again!"

We give you the security you deserve

Zirtue

Predatory Lenders

No credit check
Repayment on your terms
No interest rate
No payment penalties
Loan forgiveness

Frequently Asked Questions

Why should I use Direct Bill Pay?
Does Direct Bill Pay affect my credit score?
How fast is it?
What if I’m delayed with the repayment?

Get your bill paid today

We know that asking for help can be damn hard, but we're here to make it easier for you. Choose your way to ask for help and make money chats less awkward.