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Scan this QR code to download Zirtue.
Say goodbye to paper-napkin-IOUs and manage all your loans in one place in an easy and accountable way.
No more complicated adding up or division to figure out who owes what. We do all the work for you while you focus on what's important to you.
Get the flexibility you need. You and your family or trusted relationship set up and agree to the terms that work for you — not against you.
No banks, loan sharks, or predatory lenders when you borrow. Relationship-based loans are only between you and members of your community.
Let's face it, money can change things. Provide your important relationships with all the transparency and confidence they need.
Send a request to your family members or trusted friends using a phone number, in just a few taps.
Once the loan is accepted, you'll see the payment being processed through your own bank.
Automatic repayments help you stay on track with your loans, so you’ll have more time for what you love.
We understand how financial stress could affect you when your income stops unexpectedly. So we teamed up with TruStage™ to provide Payment Guard Insurance to Zirtue customers at no additional cost. Terms and conditions apply. Learn more
We know that asking for help can be damn hard, but we're here to make it easier for you. Choose your way to ask for help and make money chats less awkward.
Effortlessly organize your loans, each with its own funding source. Lend with confidence, and discover a better way to manage your money—right from your smartphone.
Keep track of where your money goes, what it's used for and how much you've been paid back. See a clear overview of your upcoming payments and plan ahead in real-time.
We take care of all the responsibility from loan agreements and repayments to real-time updates, and so much more. No more uncomfortable money convos.
We understand how financial stress could affect you when your income stops unexpectedly. So we teamed up with TruStage™ to provide Payment Guard Insurance to Zirtue customers at no additional cost. Terms and conditions apply. Learn more
Our system checks details such as name, government ID and more to confirm the identity of borrowers.
We use encryption protocols and 2-factor authentication to protect your account and transactions
When making and accepting loans, lenders are given flexible cancellation options without charge.
We work round the clock to keep you satisfied. We’re there for you whenever you need assistance.
Make a direct and meaningful impact in someone's life. Loan money more responsibly with friends and family without worrying about where your funds go.
It's time to abandon your paper-napkin-IOUs, and bring all your loans into one app. Pay and get paid back in an organized, accountable way.
Want to make your monthly repayment early or pay off your entire loan? No problem. You can do it straight from the app with no fee.
A transparent alternative to traditional banking. No high interest rates, no paperwork, no branch visits, no waiting. Zirtue is designed to benefit both of you.
We want you to feel comfortable reaching out whether that’s struggling with your loans, mental health, or something else. We're here for you.
Zirtue makes getting paid back easy. Use the free app to request your money back from family or friends.
